by Deepak Sawant 
Mumbai, November 20, 2025 — The Maharashtra government has rolled out a comprehensive and transformative State Housing Policy for 2025 aimed at addressing the acute housing demand in the state’s urban and rural areas. This policy marks an ambitious effort to provide affordable, sustainable, and quality housing for economically weaker sections (EWS), low-income groups, and other vulnerable populations by focusing on redevelopment, rental housing, and senior citizen-friendly initiatives.
Key highlights of the Maharashtra State Housing Policy 2025 include:
- A goal to build 35 lakh affordable housing units by 2030, with a longer-term target of 50 lakh houses in the next decade.
- Simplified regulatory frameworks to reduce delays and ease the process for developers and homebuyers.
- Encouragement of public-private partnerships (PPP) to boost cost-effective housing projects.
- Use of government-owned land to facilitate construction for low- and mid-income families.
- Substantial incentives, including reduced stamp duty, concessions on development charges, and property tax waivers to stimulate investment.
- Special provisions for slum rehabilitation, cluster redevelopment, and revitalization of stalled projects to improve living conditions and optimize land use.
- A dedicated focus on senior citizens, with the introduction of significantly reduced stamp duty for elderly housing units and support for cooperative societies to redevelop aging buildings.
- Environmental sustainability and climate resilience embedded in housing development plans through green building initiatives.
The policy, officially approved in May 2025 and operationalized via government resolutions, also proposes a state-level grievance redressal committee for redevelopment projects to ensure quality control and timely delivery. A comprehensive housing demand survey is underway to reflect post-pandemic residential needs and equitable housing distribution.
This housing initiative is estimated to attract investments worth ₹70,000 crore by 2030, underscoring the state’s commitment to creating a slum-free Maharashtra with affordable homes accessible to all income brackets.
Experts see the policy as a crucial blueprint for urban development, balancing accessibility, sustainability, and inclusive growth. However, challenges remain in full implementation, ranging from coordinating multi-agency efforts to managing complex regulatory environments at both state and local levels.
Overall, Maharashtra’s Housing Policy 2025 stands as a promising model for other states to emulate in addressing India’s evolving housing needs with a focus on dignity, sustainability, and future readiness.
